Bullhead chapter 13 bankruptcy lawyer

Although many people qualify to file Chapter 7 bankruptcy when their debt has become out of control, Chapter 13 bankruptcy is often a better debt relief option for those who earn salaries that would allow them to continue to pay on their debts.

Our Bullhead City Chapter 13 bankruptcy attorneys at Knochel Law Offices  offer more than 30 years of reliable bankruptcy law experience helping our clients find debt relief through the U.S. Bankruptcy Code. We are ready to help you understand if Chapter 13 bankruptcy is right for you.

Reorganizing Your Debt And Your Life Through Chapter 13 Bankruptcy

Headed by founder and managing lawyer Keith S. Knochel, our Bullhead City bankruptcy law firm represents clients in Arizona, Nevada and California in a diverse range of bankruptcy and financial matters, including Chapter 7 bankruptcy and foreclosure and anti-deficiency issues.

In Chapter 13 bankruptcy, a three- to five-year payment plan is established to allow individuals to pay off creditors. Any eligible debts remaining after the payment period are then discharged. 

People who qualify for Chapter 13 bankruptcy usually have a steady job and can afford to make the newly established monthly payments. They are often able to keep their house, their car and other personal property because of the reorganized payment plan.

Like Chapter 7 bankruptcy, an automatic stay goes into effect right after you file for Chapter 13 bankruptcy that will:

- Stop foreclosures

- Stop repossession

- Stop garnishments

- Stop liens

- Stop lawsuits

- Stop other creditor harassment